Head to head · Updated August 2026
FTMO vs Topstep
This one is really a market question before it is a firm question — the two lead different asset classes. Across the 16 specs we track, FTMO and Topstep differ on 14. FTMO leads on 3 of the measurable ones to Topstep's 2 — but read what those are below, because one of them may not matter to you at all.
FTMO
90% split
Founded 2015 · $500M+ paid to traders · payouts within 1-2 business days · Forex, Indices, Commodities, Stocks
Topstep
90% split
Founded 2012 · $1.4B+ paid to traders · payouts weekly · Futures
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Which one fits you
Choose FTMO if…
- getting paid fast is what matters most to you
- you want room to scale into a bigger account
- public reputation is part of your decision
- you want forex, indices or crypto on the same account
Choose Topstep if…
- you plan to run several funded accounts at once
- you want the longer, more provable payout record
- you trade futures and nothing else
Every spec, side by side
16 specs · 14 differ · clear advantages highlighted
| Spec | FTMO | Topstep |
|---|---|---|
| Profit split | 90% | 90% |
| Payout speed | Within 1-2 business days | Weekly |
| Minimum payout | — | $125 |
| Funding range | $10K – $200K | $50K – $150K |
| Max funded accounts | 2 | 5 |
| Markets | ForexIndicesCommoditiesStocksCrypto | Futures |
| Platforms | MetaTrader 4MetaTrader 5cTrader | TopstepXNinjaTraderQuantowerTradingView (charts)R|Trader |
| Paid to traders | $500M+ | $1.4B+ |
| Trustpilot | 4.8 | 3.6 |
| Founded | 2015 | 2012 |
| Headquarters | Prague, Czech Republic | Chicago, Illinois, USA |
| News trading | Restricted on Standard | Allowed |
| Copy trading | Not Allowed | Allowed |
| EAs allowed | Allowed | Limited |
| Weekend holding | Swing accounts only | Not Allowed |
| Hedging | Allowed | Allowed |
Green marks the stronger value only where a spec has an unambiguous better direction — a higher split, a faster payout, a lower price. Breadth fields like markets and platforms are left unmarked on purpose: more coverage is different, not automatically better.
FTMO vs Topstep FAQ
Which pays out faster, FTMO or Topstep?+
FTMO — Within 1-2 business days, against Weekly at Topstep. Payout speed is one of the few prop-firm claims you can verify from public payout proofs, so it is worth weighting heavily.
Do FTMO and Topstep cover the same markets?+
Not quite. FTMO covers Forex, Indices, Commodities, Stocks, Crypto. Topstep covers Futures. Match this to what you actually trade before anything else on this page — a better split on a market you do not trade is worth nothing.
Can I trade with FTMO and Topstep at the same time?+
Generally yes — funded accounts at different firms are separate agreements, and running two is a common way to spread the risk of a single account breaching. Check each firm's rules on copy trading between accounts first; both list their policy in the table above.