Head to head · Updated August 2026
Topstep vs OneUp Trader
Across the 16 specs we track, Topstep and OneUp Trader differ on 12. OneUp Trader leads on 2 of the measurable ones to Topstep's 1 — but read what those are below, because one of them may not matter to you at all.
Topstep
90% split
Founded 2012 · $1.4B+ paid to traders · payouts weekly · Futures
OneUp Trader
100% first $10K, then 90% split
Founded 2017 · payouts weekly · Futures
Some links are affiliate links — we may earn a commission at no extra cost to you. Neither placement nor ranking is for sale. Not financial advice; trading involves risk of loss.
Which one fits you
Choose Topstep if…
- you plan to run several funded accounts at once
Choose OneUp Trader if…
- you want to keep the largest share of what you make
- you want room to scale into a bigger account
Every spec, side by side
16 specs · 12 differ · clear advantages highlighted
| Spec | Topstep | OneUp Trader |
|---|---|---|
| Profit split | 90% | 100% first $10K, then 90% |
| Payout speed | Weekly | Weekly |
| Minimum payout | $125 | — |
| Funding range | $50K – $150K | $25K – $250K |
| Max funded accounts | 5 | 3 |
| Markets | Futures | Futures |
| Platforms | TopstepXNinjaTraderQuantowerTradingView (charts)R|Trader | NinjaTraderSierra ChartPhotonJigsaw TradingBookMapQuantower |
| Paid to traders | $1.4B+ | — |
| Trustpilot | 3.6 | — |
| Founded | 2012 | 2017 |
| Headquarters | Chicago, Illinois, USA | USA |
| News trading | Allowed | Allowed |
| Copy trading | Allowed | Not Allowed |
| EAs allowed | Limited | Not Allowed |
| Weekend holding | Not Allowed | Not Allowed |
| Hedging | Allowed | Not Allowed |
Green marks the stronger value only where a spec has an unambiguous better direction — a higher split, a faster payout, a lower price. Breadth fields like markets and platforms are left unmarked on purpose: more coverage is different, not automatically better.
Topstep vs OneUp Trader FAQ
Which has the better profit split, Topstep or OneUp Trader?+
OneUp Trader tops out higher — 100% first $10K, then 90% versus 90%. Read the full terms though: several firms pay 100% on a first block of profit and a lower rate after it, so the headline number is not always what you end up on.
Can I trade with Topstep and OneUp Trader at the same time?+
Generally yes — funded accounts at different firms are separate agreements, and running two is a common way to spread the risk of a single account breaching. Check each firm's rules on copy trading between accounts first; both list their policy in the table above.